Good Things Come in 3s
1
Choose Your Home
Start with our FREE application, work with one of our trained agents, and start shopping for the home of your choice!
2
Lease To Own
Our 3-year lease comes with perks! Our Success Program provides 24 months of financial coaching and credit repair throughout the lease to ensure you achieve homeownership.
3
Enjoy Homeownership
When you are ready to convert to a homeowner, your purchase price is set as low as 1% above the home’s original cost when leased. Plus, our program gifts you the down payment when you are ready to purchase.
Credit Requirement for Lender Financing
For customers who need financing, the biggest concern is if they will qualify. There are many factors involved, and each situation must be judged on a case-by-case basis. However, some basic factors are fairly standard.
- A credit score of 580 or above is preferred (easier to get approved and better interest rate)
- The debt ratio of no more than 45%
- Minimum two years work history in the same field (or self-employed with verification by tax returns)
- Valid ID (driver's license and Social Security card or valid ITIN)
- Other conditions and restrictions may apply.
Even if you do not meet one of these conditions, please fill out the form and contact Affordable Lending LLC Oftentimes, our lenders can work with individuals and families on a personal basis to overcome some of the credit challenges.
Credit Repair
Worried about your credit? Don’t be! We are affiliated with one of the top credit repair companies in the country.
Mortgages
Thank you for your interest in JaScott. We’d like to introduce you to our recommended lender- Affordable Lending LLC With many years of experience in the industry and vast knowledge of programs and products, the LendingTree team can offer you more than just upfront and honest service. They will handle all your financing needs with care and accountability. Getting started on pre-qualifying or your online application is easy at Affordable Lending. We do recommend you reach out and get to know the team as well so they can provide you with the best course of action for achieving your home buying goals.
For assistance in completing your application, or any questions about the lending process, please visit Affordable Lending LLC.
