FAQ's

Business Loans
With Offices in Sanford Florida, Dallas TX, and Minneapolis, JaScott helps small businesses, entrepreneurs and real estate investors, and homeowners obtain loans and lines of create nationwide. In the state of TX and Florida, we also build new construction homes as well as provide home financing. Our team of financial advisors offers free consultations and guides you in successfully obtaining working capital. Also, our loan application process is easier and quicker than going to your local bank and gets you better rates and faster funds.
With just 1 simple application, you can pre-qualify for up to 50 business lending programs. We make it fast and easy for you to obtain a loan, so you can focus on growing your business. JaScott offers your business high approval rates, fast funding times, and expert financial guidance.
With JaScottl, you can apply for a number of business lending options, including :
  • Small Business Loans
  • SBA Loans
  • Short-Term Loans
  • Commercial Real Estate
  • Hard Money Loans
  • Rental loans
  • New Construction
  • Business Lines of Credit
  • Merchant Cash Advances
  • Equipment Financing
  • Business Acquisition
  • Loans for Latinos Small Business
  • Loans for Women
By completing a simple loan application, you are instantly pre-qualified for business loan eligibility. Best of all, our variety of funding programs virtually guarantee that you will get approved for a loan. Some of the factors we consider are the following:
  • How long have you been in business?
  • What are your average monthly sales?
  • Do you have business assets or personal collateral?
  • What is your credit score?
Your JaScott Financial Advisor is ready to help you 5 days a week and can be contacted via:
  1. Telephone: Call Tel: (877) 360-7387 to have your questions answered
  2. Office Consultation: Schedule an appointment,  and visit our office or satellite locations
E-mail: Send us an e-mail to ms@jascott.org and a Financial Advisor will respond within 24 hours
Our online application will ask you for basic business information, such as your requested loan amount, type of business, and proposed use of capital. Once a financial advisor has reviewed your loan application, we will go over your funding options and help you prepare any additional documents.
One of the many benefits offered by JaScott is its multiple financing programs. With over 50 lending options for your business, you can qualify for a loan even if you have bad credit, no collateral, or only a few months in business.
Below the link are the standard requirements, however, we have additional resources that we can use if these requirements cant be met.  If so, please set up a meeting with our financial consultant. https://drive.google.com/file/d/1pziGYM4WeQ9jyqyM4E9tREi9J9bf5YAL/view?usp=sharing
The first step is to complete a short 5 minute survey assessment so we can see what programs will work best for you. Once we complete this short assessment our team will review the information and see what program will work best for you. Depending on the amount of the request or the structure of the deal we will either give you a call and send you an email requesting any additional information we need or we will setup a time via a conference call with a consultant to get more information to find the best program for your needs.
Lease To Own Home Finance
JaScott is a collection of own family businesses. We build and renovate homes, offer to finance, and help our clients buy and sell homes. Our lease-to-own programs are offered in conjunction with our realtor partners, which gives you the ability to purchase not only our homes but any home on the market. How it works is that we go through the assessment process to get you preapproved. Once you complete the assessment, we ask that you complete the entire application and, within three days, we will let you know if you were approved. At the same time, as we submit the lease-to-own application to our team, we will send your application to our mortgage partners so you can see the pros and cons of both options and decide if it’s better to purchase or lease to own your next home.
Suppose you purchased the home instead of leasing to own. In this scenario, Your monthly payment will be lower than your lease-to-own payment. With this program is that you will need at least 3% down plus closing cost. So on a $200K loan, you could need $10K+ cash upfront to close the loan. With our lease-to-own program, you can get into a home with no roughly $4,500 down payment. Except for the down payment, our lease-to-own program works very similarly to a home purchase. As soon as you take ownership of the home, you can start to build equity. The way it works is that at the time of sale, JaScott or its partners will gift you back the equity you gained while leasing, and that is what we will use to help pay your closing cost and down payment when we transfer the loan in your name. As part of our program, you also get to be a part of our credit repair program. One feature of this plan is that if you pay your monthly fee on time for 24 months, we will give you a portion of your monthly lease payment back.
With a 580 credit score, we are very likely to be approved; however, on an exception basis, our program can go down as low as 551.
Once you are approved for the program, you have the opportunity to work with the CD Hooker Team, with Coldwell Banker, which is our preferred partner, and a member of our team to find your dream home. They will ask you where you want to live and other important questions for you. Once this is narrowed down, we will take you to our properties if they are a fit, or we will show you any homes on the market that you qualify for or that our lease program will purchase for you.